LCM Partners work with global investors as well as banks and specialist finance issuers to find ways to unlock value from non-core or distressed pools of consumer and commercial receivables.

As an alternative investment asset class NPL portfolios can deliver strong investment returns and the LCM team are recognized specialists in this area demonstrating a track-record within the organisation back to 1999.


 

The NPL OPPORTUNITY

One legacy of the financial crisis has been has been a growing imperative within banks, credit card issuers and other finance lenders to deleverage their bank balance sheets and strengthen their capital base through the sale of their non-core or non-performing loan (NPL) portfolios.

Analysts estimate the total stock of European bank assets to be disposed of to be in excess of ...

Read more...

TRUSTED ANALYTICS

We have conducted analysis on more than 4,500 loan portfolios and our operation handles data on 2 million customers. Our expertise means that we are trusted both by investors and clients in a market segment that is difficult to access and where there is a premium on a well-developed and in-depth understanding.

The centralised risk & investment team based in London is ...

Read more...

KNOWLEDGE BANK

LCM has built an extensive knowledge bank over the past 14 years. We work with investors, loan originators and regulators across a number of core areas:

Origination and evaluation of pools for our investor partners

Our service includes analysis of overall portfolio characteristics and value drivers; financial modelling of pricing and returns...

Read more...